Corgi Insurance

Corgi Insurance (commonly known as Corgi) is a San Francisco-based company that provides commercial insurance for startup and technology companies. The company was founded in 2024 and received regulatory approval to operate as a licensed insurance carrier in 2025.

History

Corgi was founded by Emily Yuan and Nico Laqua in 2024. The company participated in Y Combinator that year.

In July 2025, Corgi received regulatory approval to launch as a licensed insurance carrier. In November 2025, the company moved into new office space in San Francisco’s Financial District.

In January 2026, Corgi raised a total of US$108 million from investors including Y Combinator, Kindred Ventures, Contrary, and SV Angel.

Operations

Corgi operates as a full-stack carrier, designing and managing insurance operations end-to-end rather than acting as a broker placing policies with third-party insurers. The company reports using AI-driven processes for underwriting and claims handling.

Job listings for the company have stated that roles may involve a seven-day, on-site schedule. Separately, coverage of San Francisco’s AI startup scene has quoted the Corgi founders describing work intensity at the company and seven-days-a-week work expectations for certain hires.

In late 2025, the Corgi began converting the ground floor of its Financial District office into Corgi Café, a planned 24-hour café targeted to open in February 2026.

Corgi's commercial insurance products for startup clients include directors and officers (D&O) liability, errors and omissions (E&O) liability, cyber insurance, commercial general liability (CGL), hired and non-owned auto (HNOA) coverage, fiduciary liability, and AI liability.