Comparison of personal financial management software

Personal Financial Management (PFM) applications and websites enable consumers to track and manage their money, often aggregating multiple institutions in a single view. Other services may include offering financial advice, community features, and visualizations. PFM's are GeneRally divided into web-based applications that are accessible anywhere and desktop programs that are downloaded and run on a computer.

List of current PFM websites and applications

Name

URL

Remarks

Platform

US

International

Cost

AceMoney

http://www.mechcad.net/products/acemoney/

Windows

Yes

Yes

Free trial that supports only two accounts; $30 premium

Arixcel Accounts

http://www.arixcel.com/accounts

Add-in to Microsoft Excel

Windows

Yes

Yes

Free trial; $14.99 for full version

Budgetpulse

http://www.BudgetPulse.com/

Manual input of data; Public savings goals function

Website

Yes

Yes

Free

BudgetToolkit.com

http://www.BudgetToolkit.com/

Manual input of data; Electronic banking for Premium members

Website

Yes

Yes

Free Basic service, Premium service as low as $2.95 USD per month

Buxfer

http://www.buxfer.com/

Website

Yes

Yes

Free Basic, $2.79/mo Plus, $3.79/mo Pro

Cashflow INSITE

http://www.cashflowinsite.com

Client/Advisor collaboration budgeting software

Website

Yes

Yes

USD $45/month per Advisor & 100 clients

Clear Check Book

http://www.clearcheckbook.com/

Website

Free Basic Membership, $4 per month Premium

ContaMoney.com

http://www.contamoney.com/

Very useful, easy and graphical

Website and mobile

No, very soon

No, very soon

Free

DAFFTIN Simple Family Budget

http://www.dafftin.com/eng/descr_sfbudget.php

Windows

$15

eRollover

http://www.erollover.com/

Online investment management, wealth of personal finance and investment information

Website

Yes

Yes

Free

FinanceWorks

http://www.financeworks.com/

Online financial management, connected to 12,000+ providers

Website

Yes

No

Free, through your bank or credit union

Geezeo

http://www.geezeo.com/

Website

Yes

No

Free

GnuCash

http://www.gnucash.org/

Linux, Mac, Windows

Free

iBank

http://www.iggsoftware.com/ibank

An iPhone app is also available ($4.99)

Mac

Yes

Yes

$59.99 (30-day money back guarantee)

Inzolo

http://inzolo.com/

Zero-based budgeting using the Envelope System

Website

Yes

Yes

Free Basic, $4.95/mo or $34.95/yr Pro

Jwaala

http://www.jwaala.com/

Website

PFM platform, not consumer membership

Kublax

http://www.kublax.com/

Website

No

Free

lovemoney.com online banking

http://www.lovemoney.com/onlinebanking/

UK-based

Website

Yes

Free

Manubia

http://www.manubia.com.br/

Website

Yes

Yes

Free Membership

Meniga

http://www.meniga.com/

Website

No

Yes

Free

Mint.com

http://www.mint.com/

Acquired by Intuit (owners of Quicken Online)

Website

Yes

No

Free

Moneydance

http://moneydance.com/

Linux, Mac, Windows

Yes

Yes

$40

Money Dashboard

http://moneydashboard.com/

Website

No

No

Free

MoneyDesktop

http://www.moneydesktop.com/

Website

$20 per month

MoneyRight

http://www.moneyright.com/

Powered by Thrive; owned by LendingTree

Website

Yes

Yes

Free

MoneyStrands

http://money.strands.com/

Website

Yes

Yes

Free

MoneyTrackin'

http://www.moneytrackin.com/

Website

Yes

Yes

Free

Mvelopes

http://www.mvelopes.com/

Website

Yes

$13.20 per month

Onyem

http://onyem.com/

Website

No

Yes

Free

PennyTrac

http://pennytrac.com/

Website

Yes

Yes

Free

PersonalAccountingSoftware

http://www.personalaccountingsoftware.net/

Windows

Yes

Yes

Free

Quicken Online

http://quicken.intuit.com/online-banking-finances.jsp

Website

Yes

No

Free

Rudder

http://rudder.com/

Website

Yes

No

Free

Simple Home Budget

http://www.home-budget-software.com/

Windows

Free basic software, $29.95 for full version

Small Business FinanceWorks

http://www.financeworks.com/

Suite of online small business tools

Website

Yes

No

Free, through your bank or credit union

Thrive

http://www.justthrive.com/

Intuitive budgeting/ free personalized advice

Website

Yes

Yes

Free

Wehuhu

http://www.wehuhu.co.uk/

UK focus; Simple; Community-focused; spending projections

Website

Yes

Yes

Free

Wesabe

http://www.wesabe.com/

Community-focused; with tips

Website

Yes

Yes

Free

Winancial

http://www.winancial.com/

Automatic-focused; Flex/AIR app

Website

Free

YNAB

http://www.youneedabudget.com/

Windows

$59.95

InnoSlice

http://www.innovizta.com/

Adobe AIR application, Intuitive and Simple

Windows, Mac OS X, Linux

Yes

Trial (beta)

Yodlee MoneyCenter

http://www.yodlee.com/ymc_home.shtml

Website

Free

My Money Manager - Koinflip Pte Ltd

http://www.mymoneymanage.com

Website

USD 14.95/annum

See also

1 ContaMoney personal free financial WebApp