John E. Sestina (born 1942) is president of John E. Sestina and Company, a private professional financial planning firm, which counsels individual clients on an objective fee-only basis. The firm's guidance to clients throughout North America includes cash flow management, investment management, tax planning, disability planning, education planning, retirement planning and estate planning.
John E. Sestina was born in Cleveland, Ohio in 1942. He earned a Bachelor of Science degree from the University of Dayton in 1965 and later a Master of Science in Financial Services from The American College in Bryn Mawr, Pennsylvania. Sestina has met the qualifications for the professional designations of Certified Financial Planner (CFP) and Chartered Financial Consultant (ChFC).
A financial planner in private practice since 1965, Sestina has been recognized as the founder of the profession of fee-only financial planning since 1972. His record of visionary innovation during the past 26 years has supported his mission to establish fee-only financial planning as an independent profession. His stature as the founding leader in his profession is reflected in a long career of firsts and noteworthy achievements in financial planning education and service.
Continuing his commitment to innovation, John Sestina has been chosen to take the lead in educating the next generation of fee-only planners. He kicked off NAPFA’s first Basic Training Conference by leading a full-day panel on “Making the Transition to Fee-Only Planning”. He was also invited by the College for Financial Planning in Denver, Colorado, to present a three-hour audiotape series on “Starting or Transitioning to a Fee-Only Financial Planning Practice.” The College confers the Certified Financial Planner (CFP) designation and celebrated its 25th anniversary in 1997.
In 1993, he established The Sestina Network for Fee-Only Financial Planning Professionals. The Network serves as a structured training ground for new planners and those entering the profession from other fields. Mr. Sestina personally trains these new entrepreneurs to become proficient and credible—and thus profitable—earlier in their careers. The purpose of The Sestina Network is to make the highest quality of professional advice affordable for middle-income Americans.
In 1992, Sestina helped launch Financial Planning Clubs International (FPCI). FPCI is the first and only educational organization in the history of U.S. consumerism that empowers people to learn and actually complete their own personal financial plan in a setting of group support.
Sestina is the author of the only book on the market that outlines a step-by-step guide to help individual consumers prepare their own financial plan, Managing To Be Wealthy. It features 388 pages of detailed “how to” advice, including more than 70 planning checklists and calculation guides. First published in 1988 and now in its fifth edition, it has withstood the tests of dramatic marketplace changes and countless short-lived financial fads. He has also produced a companion four-hour video series to complement the book. Sestina’s no-nonsense management philosophy of building wealth is embodied in the federally trademarked phrase Managing To Be Wealthy®.
He shares 40+ years of successful private practice experience with his profession through [http://www.amazon.com/Fee-Only-Financial-Planning-Make-Lasser/dp/0471388084/refsr_1_1?sbooks&ieUTF8&qid1311799879&sr=1-1 Fee-Only Financial Planning: How to Make It Work for You] the book in its field.
In order to promote professionalism and credibility in a then-fledgling field, Mr. Sestina founded two fee-only professional associations: the Society of Independent Financial Advisors (SIFA) in 1976 and the National Association of Personal Financial Advisors (NAPFA) in 1982. He was named "Financial Planner of the Year" by SIFA in 1982. Sestina has served on several NAPFA’s Committees including Ethics.
John Sestina believes that knowledge is power and that education is the most effective activator of that power. As part of this commitment to education, he donated his time as a community service to present a 13-part video series on how consumers can prepare their own financial plans. It aired three times weekly on Educable TV-25 in Columbus. He also served on Educable’s Board of Directors.
His commitment to education extends to the university level. Since 1978, he has taught a regularly scheduled course in personal financial planning at The Ohio State University. He has also taught courses required by The American College, Franklin University, and Columbus State College. Sestina has worked with Purdue, Brigham Young and Wright State Universities to develop their formal degree-granting programs in financial planning. He currently teaches an advanced financial planning class at Ohio State University.
In 1992, he was appointed to the prestigious Financial Advisors Service (FAS), a division of discount stockbroker Charles Schwab & Co., Inc. which provides strategic guidance and ideas on existing and proposed products and services for the financial advisor marketplace nationwide. He was admitted to the Registry of Financial Planning Practitioners and served as well on the committee to develop the examination for admission to the Registry.
Sestina is also a member of the National Association of Personal Financial Advisors and the Financial Planning Association (FPA). He has served on the Board of Directors for NAPFA and the Central Ohio Chapter of the FPA.
John Sestina is a naturally engaging teacher whose credentials extend across business, the professions and academia. For two consecutive years, he was one of a select group of professionals invited to speak at the Business Week Conference on Personal Financial Planning. He is also a frequent speaker and seminar leader for business and professional groups across the U.S.
Sestina was awarded the coveted Robert J. Underwood lifetime service award by the National Association of Personal Financial Advisors in 2008. He has been named one of the nation’s “Best Financial Advisors” in WORTH magazine. Medical Economics also honored Sestina in its “Best 120 Financial Advisers for Doctors” (August, 1998). His book for consumers, Managing To Be Wealthy, was highlighted in the March 4, 1997, issue of Woman’s Day as one of “50 Things To Do With $50.”
Nationally recognized as a leader and innovator, his expertise is frequently consulted and quoted by such national media as The Wall Street Journal, NY Times, Kiplinger’s Personal Finance, USA Today, Newsweek, U.S. News & World Report and Bloomberg Business News. His engaging presentation style earns him frequent invitations to appear on radio and television talk shows. The 69-year-old Sestina had a weekly television series on Educable and is frequently featured on WTVN-AM's radio magazine show and CBS Morning Show and NBC in Columbus, OH.
Sestina is listed in Who's Who in Finance and Industry, Who's Who in the Midwest, Who's Who in the World, and Who's Who in Financial Planning.
John E. Sestina was born in Cleveland, Ohio in 1942. He earned a Bachelor of Science degree from the University of Dayton in 1965 and later a Master of Science in Financial Services from The American College in Bryn Mawr, Pennsylvania. Sestina has met the qualifications for the professional designations of Certified Financial Planner (CFP) and Chartered Financial Consultant (ChFC).
A financial planner in private practice since 1965, Sestina has been recognized as the founder of the profession of fee-only financial planning since 1972. His record of visionary innovation during the past 26 years has supported his mission to establish fee-only financial planning as an independent profession. His stature as the founding leader in his profession is reflected in a long career of firsts and noteworthy achievements in financial planning education and service.
Continuing his commitment to innovation, John Sestina has been chosen to take the lead in educating the next generation of fee-only planners. He kicked off NAPFA’s first Basic Training Conference by leading a full-day panel on “Making the Transition to Fee-Only Planning”. He was also invited by the College for Financial Planning in Denver, Colorado, to present a three-hour audiotape series on “Starting or Transitioning to a Fee-Only Financial Planning Practice.” The College confers the Certified Financial Planner (CFP) designation and celebrated its 25th anniversary in 1997.
In 1993, he established The Sestina Network for Fee-Only Financial Planning Professionals. The Network serves as a structured training ground for new planners and those entering the profession from other fields. Mr. Sestina personally trains these new entrepreneurs to become proficient and credible—and thus profitable—earlier in their careers. The purpose of The Sestina Network is to make the highest quality of professional advice affordable for middle-income Americans.
In 1992, Sestina helped launch Financial Planning Clubs International (FPCI). FPCI is the first and only educational organization in the history of U.S. consumerism that empowers people to learn and actually complete their own personal financial plan in a setting of group support.
Sestina is the author of the only book on the market that outlines a step-by-step guide to help individual consumers prepare their own financial plan, Managing To Be Wealthy. It features 388 pages of detailed “how to” advice, including more than 70 planning checklists and calculation guides. First published in 1988 and now in its fifth edition, it has withstood the tests of dramatic marketplace changes and countless short-lived financial fads. He has also produced a companion four-hour video series to complement the book. Sestina’s no-nonsense management philosophy of building wealth is embodied in the federally trademarked phrase Managing To Be Wealthy®.
He shares 40+ years of successful private practice experience with his profession through [http://www.amazon.com/Fee-Only-Financial-Planning-Make-Lasser/dp/0471388084/refsr_1_1?sbooks&ieUTF8&qid1311799879&sr=1-1 Fee-Only Financial Planning: How to Make It Work for You] the book in its field.
In order to promote professionalism and credibility in a then-fledgling field, Mr. Sestina founded two fee-only professional associations: the Society of Independent Financial Advisors (SIFA) in 1976 and the National Association of Personal Financial Advisors (NAPFA) in 1982. He was named "Financial Planner of the Year" by SIFA in 1982. Sestina has served on several NAPFA’s Committees including Ethics.
John Sestina believes that knowledge is power and that education is the most effective activator of that power. As part of this commitment to education, he donated his time as a community service to present a 13-part video series on how consumers can prepare their own financial plans. It aired three times weekly on Educable TV-25 in Columbus. He also served on Educable’s Board of Directors.
His commitment to education extends to the university level. Since 1978, he has taught a regularly scheduled course in personal financial planning at The Ohio State University. He has also taught courses required by The American College, Franklin University, and Columbus State College. Sestina has worked with Purdue, Brigham Young and Wright State Universities to develop their formal degree-granting programs in financial planning. He currently teaches an advanced financial planning class at Ohio State University.
In 1992, he was appointed to the prestigious Financial Advisors Service (FAS), a division of discount stockbroker Charles Schwab & Co., Inc. which provides strategic guidance and ideas on existing and proposed products and services for the financial advisor marketplace nationwide. He was admitted to the Registry of Financial Planning Practitioners and served as well on the committee to develop the examination for admission to the Registry.
Sestina is also a member of the National Association of Personal Financial Advisors and the Financial Planning Association (FPA). He has served on the Board of Directors for NAPFA and the Central Ohio Chapter of the FPA.
John Sestina is a naturally engaging teacher whose credentials extend across business, the professions and academia. For two consecutive years, he was one of a select group of professionals invited to speak at the Business Week Conference on Personal Financial Planning. He is also a frequent speaker and seminar leader for business and professional groups across the U.S.
Sestina was awarded the coveted Robert J. Underwood lifetime service award by the National Association of Personal Financial Advisors in 2008. He has been named one of the nation’s “Best Financial Advisors” in WORTH magazine. Medical Economics also honored Sestina in its “Best 120 Financial Advisers for Doctors” (August, 1998). His book for consumers, Managing To Be Wealthy, was highlighted in the March 4, 1997, issue of Woman’s Day as one of “50 Things To Do With $50.”
Nationally recognized as a leader and innovator, his expertise is frequently consulted and quoted by such national media as The Wall Street Journal, NY Times, Kiplinger’s Personal Finance, USA Today, Newsweek, U.S. News & World Report and Bloomberg Business News. His engaging presentation style earns him frequent invitations to appear on radio and television talk shows. The 69-year-old Sestina had a weekly television series on Educable and is frequently featured on WTVN-AM's radio magazine show and CBS Morning Show and NBC in Columbus, OH.
Sestina is listed in Who's Who in Finance and Industry, Who's Who in the Midwest, Who's Who in the World, and Who's Who in Financial Planning.
The Kabul Soccer Club (established in 1983 in Concord, California and Alexandria, Virginia) promotes soccer and provides a common ground for cultural differences between generations of Afghan Americans. The club consists of former Afghanistan national football team players and Afghan American youth players.
The club president is Nemat Jamili. The coach is Sheershah Akbari.
The club sponsors soccer tournaments among Afghan communities in the United States. The first such tournament took place in September 1994. In that final game, the Kabul Soccer Club defeated the Ariana Soccer Club of Los Angeles.
The club planned to take its first journey to Kabul in August 2004, so many of the players could visit their homeland for the first time or in many years.
The club president is Nemat Jamili. The coach is Sheershah Akbari.
The club sponsors soccer tournaments among Afghan communities in the United States. The first such tournament took place in September 1994. In that final game, the Kabul Soccer Club defeated the Ariana Soccer Club of Los Angeles.
The club planned to take its first journey to Kabul in August 2004, so many of the players could visit their homeland for the first time or in many years.
In 1999 Elena Paroucheva created her concept for pylons - sculptures «high voltage sculptures", published since 2001. She creates a new movement in art called "Electric art".
Elena’s drawings, models, sculptures and installations for electricity pylons, wind masts and telecom towers are the first in the world solutions for the integration of energy networks with sculptures - towers.
New forms: The pylons sculptures, based on lattice pylons construction have new forms: humanoids, beautiful ladies, birds, animals and insects, but also flowers and trees, letters and numbers, abstract forms… still studied for the country and the region of its location . For example, a "Menina" for Spain, a "Tulip" for Holland, "Sabres of the Vikings" for Norway, ” masks” for Peru, a fashion show pylons in France ... The sculptures towers are static or moving, walking, dancing pylons. For a coherent line transmission, the concept is to have similar shapes in a row on the theme chosen depending on its implementation.
Technique: The construction of the towers is in the module sculptures existing towers - towers lattice. After studying mechanical and electrical checks one weather resistance and modeling, new towers can be manufactured by any company metal constructions.
Environmental impact: The new tower design is an innovative solution for the visual impact of power lines, wind farms, mobile phone masts, an example of sustainable development and environmental policy and energy networks. The towers are transformed into works of art, heritage cultural heritage become industrial.
Elena Paroucheva Source Flamme
This is the case of "Source" created by Elena Paroucheva a unique work of art in the world that has transformed four high tension pylons into beautiful illuminated. Located in Amneville les Thermes, France, a spa and tourist center visited by five million tourists a year, "Source» has become The Eiffel Tower for Amneville. During the European Heritage Days, tours for visitors are organized to discover the pylons in dresses, a unique work in the world.
"Source" is renewable energy sculpture: http://en. .org/wiki/Renewable_energy_sculpture.
http://www.electric-art.eu/
Elena’s drawings, models, sculptures and installations for electricity pylons, wind masts and telecom towers are the first in the world solutions for the integration of energy networks with sculptures - towers.
New forms: The pylons sculptures, based on lattice pylons construction have new forms: humanoids, beautiful ladies, birds, animals and insects, but also flowers and trees, letters and numbers, abstract forms… still studied for the country and the region of its location . For example, a "Menina" for Spain, a "Tulip" for Holland, "Sabres of the Vikings" for Norway, ” masks” for Peru, a fashion show pylons in France ... The sculptures towers are static or moving, walking, dancing pylons. For a coherent line transmission, the concept is to have similar shapes in a row on the theme chosen depending on its implementation.
Technique: The construction of the towers is in the module sculptures existing towers - towers lattice. After studying mechanical and electrical checks one weather resistance and modeling, new towers can be manufactured by any company metal constructions.
Environmental impact: The new tower design is an innovative solution for the visual impact of power lines, wind farms, mobile phone masts, an example of sustainable development and environmental policy and energy networks. The towers are transformed into works of art, heritage cultural heritage become industrial.
Elena Paroucheva Source Flamme
This is the case of "Source" created by Elena Paroucheva a unique work of art in the world that has transformed four high tension pylons into beautiful illuminated. Located in Amneville les Thermes, France, a spa and tourist center visited by five million tourists a year, "Source» has become The Eiffel Tower for Amneville. During the European Heritage Days, tours for visitors are organized to discover the pylons in dresses, a unique work in the world.
"Source" is renewable energy sculpture: http://en. .org/wiki/Renewable_energy_sculpture.
http://www.electric-art.eu/
eFuneral.com (formerly known as Funerally) is a privately owned company offering online resources for caregivers and those facing end-of-life decisions. eFuneral is owned and operated by Building 2 LLC, a Cleveland, Ohio based company founded in 2011 by entrepreneurs Mike Belsito and Bryan Chaikin.
Overview
eFuneral.com provides users with a funeral home comparison tool that details local funeral home prices, ratings, and reviews.
The company also offers those thinking about end-of-life with resources including articles and videos on end-of-life care and funeral planning, as well as funeral service pricing reports and funeral financing through a partnership with Prosper.com. An additional partnership with Tackk.com allows users to create online memorials.
eFuneral partners with hospice organizations to help patients nearing end-of-life make funeral decisions. eFuneral hospice partners include Halcyon Hospice in Georgia and the Hospice of Dayton in Ohio.
History
During the summer of 2011, Mike Belsito and Bryan Chaikin started eFuneral while part of the first class of Ohio State University’s 10-Xelerator business boot camp. The 10-X program was started in 2011 with the support of the State of Ohio’s Third Frontier program. Since graduating from the 10-X program, eFuneral raised capital from investors including Hatch Partners in Ohio and Flywheel Ventures in New Mexico.
In September 2011, eFuneral received a $25,000 grant from the Lorain County Community College Foundation’s Innovation Fund, and in September 2012 they received another $95,000 from the Innovation Fund. The Innovation Fund is financed by money from the State of Ohio’s Third Frontier program and matching contributions from partners across Northeast Ohio.
Recently, eFuneral.com received a $250,000 grant from the nonprofit venture development organization JumpStart Inc. In choosing eFuneral for this grant, JumpStart inc. Venture Partner Mark Smith said "... The company's offerings are flexible to an individual's specific needs, comprehensive enough to cover all aspects of the planning process and clearly organized on a well-designed website. The combination of these traits makes eFuneral a unique and valuable resource, and positions them for significant growth"
Using eFuneral.com
When visiting eFuneral.com, users may create a free end-of-life plan that covers the full spectrum of needs related to death. These include: End-of Life, Your Estate, Funeral Homes, Arrangements, Grieving, and After Death. eFuneral offers the opportunity to register at no charge for customized end-of-life planning assistance, but registration is not required for users to access eFuneral's planning tools.The Funeral Homes feature is unique in that it offers users an easy method of comparing funeral home prices and reviews. Users may also browse through hundreds of articles and videos for advice and tips related to end-of-life planning, caregiving, funeral arrangements, and grieving.
Business Model
All of eFuneral’s services are free. Organizations that market to funeral planners, such as funeral homes, cemeteries, insurance companies, and others, can apply to become pre-screened partners with eFuneral. If selected, those organizations pay a fee for exclusive leads by funeral planners requesting to be connected to an eFuneral pre-screened partner.
Community Outreach
In their effort to promote dialogue around end-of-life, death, and dying, eFuneral hosts events for the community. The Internet company brought the popular Death Cafe to Cleveland along with the PBS documentary Homegoings.
Media Attention
eFuneral has received multiple mentions in the media, including articles in The Atlantic ([http://www.theatlantic.com/technology/archive/2012/09/bringing-innovation-to-the-funeral-home-business-no-really/262782/# Bringing Innovation to the Funeral Home Business]), CNN Money (The High Cost of Saying Goodbye ), The Plain Dealer (Clevelanders Bring Internet Shopping to the Funeral Industry), The Huffington Post (End Of Life Tech Companies Grow With Changes in Death Traditions), and more.
Overview
eFuneral.com provides users with a funeral home comparison tool that details local funeral home prices, ratings, and reviews.
The company also offers those thinking about end-of-life with resources including articles and videos on end-of-life care and funeral planning, as well as funeral service pricing reports and funeral financing through a partnership with Prosper.com. An additional partnership with Tackk.com allows users to create online memorials.
eFuneral partners with hospice organizations to help patients nearing end-of-life make funeral decisions. eFuneral hospice partners include Halcyon Hospice in Georgia and the Hospice of Dayton in Ohio.
History
During the summer of 2011, Mike Belsito and Bryan Chaikin started eFuneral while part of the first class of Ohio State University’s 10-Xelerator business boot camp. The 10-X program was started in 2011 with the support of the State of Ohio’s Third Frontier program. Since graduating from the 10-X program, eFuneral raised capital from investors including Hatch Partners in Ohio and Flywheel Ventures in New Mexico.
In September 2011, eFuneral received a $25,000 grant from the Lorain County Community College Foundation’s Innovation Fund, and in September 2012 they received another $95,000 from the Innovation Fund. The Innovation Fund is financed by money from the State of Ohio’s Third Frontier program and matching contributions from partners across Northeast Ohio.
Recently, eFuneral.com received a $250,000 grant from the nonprofit venture development organization JumpStart Inc. In choosing eFuneral for this grant, JumpStart inc. Venture Partner Mark Smith said "... The company's offerings are flexible to an individual's specific needs, comprehensive enough to cover all aspects of the planning process and clearly organized on a well-designed website. The combination of these traits makes eFuneral a unique and valuable resource, and positions them for significant growth"
Using eFuneral.com
When visiting eFuneral.com, users may create a free end-of-life plan that covers the full spectrum of needs related to death. These include: End-of Life, Your Estate, Funeral Homes, Arrangements, Grieving, and After Death. eFuneral offers the opportunity to register at no charge for customized end-of-life planning assistance, but registration is not required for users to access eFuneral's planning tools.The Funeral Homes feature is unique in that it offers users an easy method of comparing funeral home prices and reviews. Users may also browse through hundreds of articles and videos for advice and tips related to end-of-life planning, caregiving, funeral arrangements, and grieving.
Business Model
All of eFuneral’s services are free. Organizations that market to funeral planners, such as funeral homes, cemeteries, insurance companies, and others, can apply to become pre-screened partners with eFuneral. If selected, those organizations pay a fee for exclusive leads by funeral planners requesting to be connected to an eFuneral pre-screened partner.
Community Outreach
In their effort to promote dialogue around end-of-life, death, and dying, eFuneral hosts events for the community. The Internet company brought the popular Death Cafe to Cleveland along with the PBS documentary Homegoings.
Media Attention
eFuneral has received multiple mentions in the media, including articles in The Atlantic ([http://www.theatlantic.com/technology/archive/2012/09/bringing-innovation-to-the-funeral-home-business-no-really/262782/# Bringing Innovation to the Funeral Home Business]), CNN Money (The High Cost of Saying Goodbye ), The Plain Dealer (Clevelanders Bring Internet Shopping to the Funeral Industry), The Huffington Post (End Of Life Tech Companies Grow With Changes in Death Traditions), and more.